CONTRACTORS & CONSTRUCTION

The Titanium Risk Group provides clients of all sizes and needs with a broad range of standard and specialty insurance products to address their simplest to most difficult exposures. We have the ability to customize innovative and comprehensive coverages, provide consistent service and reduce the gaps in coverage that is at times absent when using multiple carriers. With The Titanium Risk Group, we give you the confidence to take on projects beginning to end.

What We Cover

All Primary Construction

  • Worker's Compensation
  • General Liability
  • Commercial Auto
  • Bonds

Excess Construction

  • Commercial Construction
  • Residential Construction

Target Classes

  • Commercial General Contractors
  • Commercial Trade Contractors
  • Infrastructure Construction
  • Street & Road Contractors
  • Institutional Construction
  • Commercial Building Construction
  • Municipal / DOT Projects
  • Trade Contractors
  • Wrap-Up's

Target Market

Our target market is practice policies for the following construction classes:

  • Trade Contractors (i.e., street and road, excavation, HVAC, plumbing, electrical, carpentry, interior fit out, masonry, landscaping, etc.)
  • Loss Sensitive & Guaranteed Cost product offerings

Coverages

  • Worker's Compensation (WC) underwritten and serviced directly by Starr Indemnity
    • Available in all 50 states
    • Minimum premium – (multi-line $100K, mono-line $250K)
    • The WC will be written as a supported line and can be done mono-line on a case-by-case basis
  • General Liability (GL) – Underwritten and serviced directly by Starr Indemnity (Available in all states)
  • Commercial Auto (CA) - We provide Auto Liability and Physical Damage underwritten and serviced directly by Titanium Risk.

Capabilities

  • Strong, stable markets – committed to long-term relationships
  • Individualized solutions – coverage terms tailored to the needs of the client
  • Four Line (WC, GL, XS, and CA) approach

Service

  • Deep industry knowledge – fast response time and creative underwriting solutions
  • Experienced claims oversight staff – respond quickly and effectively to major events
  • Experienced actuarial staff – can assist in developing alternative programs
  • TPA's available: THE TITANIUM RISK MANAGEMENT GROUP
  • Experienced loss control staff – will cater visits and programs to insured's needs
  • Experienced credit analyst staff – review financial statements for installments and/or collateral needs
  • Prompt, reliable, and responsive professionals – consistently high level of service

Please Note

Some territories may have alternate guidelines with regards to - target markets / minimums / coverages / LOB offerings